The insider guide to send money internationally

If you are a newbie and you need to send money internationally, what is better than having an insider guide ? How experts do to send money abroad ? What are the best tips to send money internationally? Here are all the advices for you to start !

  1. Use an online service not your bank

    People you send money internationally knows that using their bank is too expensive. Indeed, banks will charge you with 3 kinds of fees:

    1. Transfer fee, the cost the make your transfert
    2. The withdrawal fees, the cost to withdraw your cash
    3. The change fees, the commission on the exchange rates

    Moreover, the delay are longer, as money transfer companies will take 1 day, banks will takes 3 to 4 days!

    2. Plan your transfer

    Acting last minute is not an option if you want to send money abroad. From one day to another, exchange rates can change a lot and taking your time to check the best day can save you a lot of money !

    3. Always compare the prices

    All the transfer money companies are not equal and the fees can be extremely different from one company to another. To save money and choose the best option I recommend you to use a money transfer platform that will compare everything. That will allow you to find the best options according to your needs. Moreover, it will allow you to see all the « hidden fees.»

    4. More is better than less

    If you can plan your money transfer and pull together some of your transfert, do it. Indeed, each operation will cost you supplement fees that you can reduce if you send bigger amount of money less often.

    5.Get back the money

    Depending on how you have chosen to take back your cash, you must evaluate your options. If you don’t have a bank account in the country where you are sending your money, ask your bank if they have partners. Fees to withdraw your money will be usually cheaper. If you have chosen the cash pick-up, check about the delay and the condition, and if they have any repayment policy in case, your money is not here on the forecasted date.



If you read one article about send money overseas, read this one

Sending money overseas is not a topic we usually particularly enjoy to discuss among friends.
However, when a needs comes up having the right information can help you save tons of money, time and peace of mind. So if you are planning to send money overseas and you are struggling to find the perfect option to do so, I can already tell you that you are at the right place. Follow this super easy steps to send money abroad!

Your bank is probably not the best solution

Yes, I know it seems to be pretty logical to contact your bank to do this operation as they are the one with who you are dealing with for everything concerning your money. But two main reasons did that your bank is not the best. First, their commission. In average, they take 7% commission of the total amount plus the best currencies rates…at least for them. Second, the delay. Transferring money international take several days (usually 3 to 5 days) so if you are in a hurry, bad for you. Finally and not the least, they ask tons of information, and the process can be a pain in the ass.

if you read one article about send money overseas, read this one

It is all about timing

From one day to another, the exchange rate between currencies can change a lot and so wait for the right time can save you. If you have a few days in front of you, check the exchange rate and pick up the right timing to send you money overseas!

Inform you about money transfer companies

If you are wondering which money transfer companies are the best, the answer will change according to the amount of money you want to send abroad, from and to which country you are sending money but also from your point of view. Is it the best the cheapest? The quickest? The safest? For example, the Western Union can be the cheapest between France to Spain but can be the most expensive from France to Portugal. Take your time to compare the best options before going for a company or another!

Compare your options and pick the right one!

The best way to compare all the money transfers companies is to use an online comparison platform. Those platforms will allow you to find the best options in seconds and at no cost to you! On the same way, we are not visiting each hotel website to book a hotel, use money transfer will allow you to compare all the prices and get all the pieces of information that you need to make your transfer!


Who really send money abroad?

In a lifetime, we pretty all, at least once, send money abroad. You are on holidays and can’t withdraw anymore? One of you friend lost her credit card in a foreign country? You fall deeply in love of a foreign country, and you want to buy the house of your dreams? If sending money abroad is pretty irregular for some people for others, individuals who  live outside their home country, sending money abroad happens on a regular basis.

So who are the people who really send money abroad ? Let’s find out!



With over 232 million people living outside of their home country (UN statistics, 2013), expatriates are one the largest community of people to send money abroad. Expats send money to their home country because expatriation doesn’t last forever usually, so they transfer their savings to their primary bank account every month to support their family and save some money in their local currency. Working abroad also mean being paid in other currencies that their home country and transfer using your bank can be really costly. Indeed, most of the banks charge high fees to do the transfer and some of them even add hidden fees in the exchange rate. But sending money abroad using the right service can save you more than extra charges. For instance, people who work in Switzerland and live at the borderline in France can increase their salary significantly by exchanging their Swiss Franc in Euros when the rate is favorable.


Migrants are our big winner with over $583 billion sent back to their home country often to support their families stayed their birth country. For instance, Mexican who lives in the US sends over 22 billion per year to their countries of origin.


…or more precisely their parents. Each year, about 5 million students study abroad their home country and need the support of their parents to live. Unfortunately, Withdrawing or paying with a credit card abroad is  costly that’ s why sending money is so attractive for students.